Basic Chocolate Cupcakes

Chocolate Boston Cream Pie Cupcakes are moist chocolate cupcakes filled with an easy homemade pastry cream and topped a quick chocolate ganache. For frosting, in a small bowl, beat butter and confectioners' sugar until smooth. And there are a couple of technique tips too that will make your life easier and your cupcakes better-textured. To thaw, simply remove the cupcakes from the freezer, place them on the counter, and allow to come to room temperature.



I've made the cupcakes before. In the bowl of an electric mixer fitted with a paddle attachment, cream the butter and two sugars on high speed until light and fluffy, approximately 5 minutes. Using a stand mixer fitted with a paddle attachment or a handheld electric mixer beat the butter, oil, and sugar together on medium-low speed until light and fluffy.

This recipe makes 12 chocolate cupcakes. Or the cupcakes can be frozen for up to 3 months. We usually make Hershey's Perfectly Chocolate Frosting using vegan butter sticks and rice milk to frost these cupcakes. I did not have baking soda so I added extra baking powder.

If you were wanting to make a two layer 9-inch cake, you would have to double this cupcake recipe. Sift together the flour, soda, salt, and cocoa powder and set aside. Using a mixer, cream butter, sugar and vanilla until creamy and fluffy. I added more powdered sugar but that didn't help.

It has become my go to chocolate cupcake. In a standing mixer fitted with the paddle attachment, beat together butter and sugar on medium speed until light and fluffy, about 2-3 minutes. Gluten free flours are very expensive…both time and money tossed in the trash because the brand of flour used to develop the recipe was not specified.

Whenever you see all-purpose flour, just use plain white flour (and not self-rising flour Chocolate that contains baking powder). Using the cookie scoop, scoop out a scoop of pastry cream, and place it in the hollowed out portion of the cupcake. We hope you enjoyed feasting your eyes on our pick of 50 of the most deliciously decadent cupcake recipes.

Baked this last night followed recipe to a T. @ 15mins toothpick didn't have moist crumbs but batter on it. so i added 2mins. Change the look and flavor by topping with any frosting, glaze, or filling you like ( Vegan Fluffy Buttercream Frosting is especially delicious).

Tip: If you would like to add coffee to the recipe, either add 1 teaspoon espresso powder or instant coffee granules along with the sifted dry ingredients, or replace the water with room temperature brewed coffee. Because I've got chocolate-frosted chocolate cupcakes, and no one argues with the girl holding the cupcakes.

Add the sugar and vanilla and mix to combine. At the 15 minutes mark check the cupcake for doneness. The frosting recipe will make quite a bit, so if you like less frosting on your cupcakes feel free to cut the recipe in half. And honestly if there are a few lumps left I'm not even worried about it. I'd rather stir those in by hand than risk gummy cupcakes from overly aggressive blending.

Made these cupcakes and frosting over the weekend and they were a hit. Whether you seeking a chocolate cupcake recipe for a party, or a small chocolate dessert to end a romantic meal, these are a wonderful option. Beat the butter, oil, and sugar until well combined.

Time Homebuyers



If buying a home might be the largest single investment you ever make, the mortgage you need to finance it will probably be the biggest debt you ever assume. However, many lenders now offer loans that require less than 20 percent down-sometimes as little as 5 percent on conventional loans If a 20 percent down payment is not made, lenders usually require the home buyer to purchase private mortgage insurance (PMI) to protect the lender in case the home buyer fails to pay.

They tend to operate as nonprofits and tend to keep loans in-house as opposed to utilizing third parties. You are able to include the insurance costs in your mortgage, but that does make them more expensive. You can shop in person, by phone or online with mortgage lenders.

Called buying down the rate,” the result is lower monthly payments, but increased closing costs-meaning more cash is needed to close. During the preapproval process, loan application data, including the borrower's income, expenses and credit history, is analyzed based on an algorithm to arrive at a loan decision in just a matter of minutes.

These expenses are in addition to any prepayment penalties or other costs for paying off any mortgages you might have. Borrowers will often walk into a bank (initially) but what generally happens after that is they go to a mortgage broker or a provider who offers a range of home loans,'' he said.

Your lender may offer a lower interest rate if you choose to establish an escrow account. What fees the lender normally charges for each loan product. On the day you close on the loan and get the keys to your new house, it's usually the time to celebrate. When the loan closes, this earnest money is applied to your down payment or closing costs.

On the CCE the lender must disclose the interest rate, the annual percentage rate (APR) and all of the estimated fees and costs that will be associated with your loan. Remember that interest rates can vary over time but the good news for property investors is that in times of rising interest rates you can normally expect to be able to increase the rent.

While you will not be required to pay cash up front, you will instead end up repaying these fees with interest over the life of your loan. You've paid off your debts, socked away enough money for a decent down payment, trolled through open houses and found the perfect place.

A 20% down payment is required to qualify for the best conventional loan terms. Lenders control the escrow account, and pay property taxes and homeowners insurance on the borrower's behalf. Managing Director at Bluewater Financial Planning Steven Barrett said the first thing a first-time buyer should look at is the interest rate that lenders are offering.

Cons: These sites are good for cookie cutter borrowers,” those with a credit score of 700 or more and steady and easily verifiable income, said Robert McLister , founder of and mortgage planner at If your credit is less than perfect or you're self-employed or mortgage rates on commission, a mortgage broker is generally a better option, he added.

Mortgage Advisers listen carefully to what you need, then search more than 10,500 mortgages to choose the No.1 for you, even if it's one you can only get direct from the lender. Having a good credit score puts you in a position to attract the best deal on your home loan.

Tips On Shopping For The Best Mortgage Rates



If buying a home might be the largest single investment you ever make, the mortgage you need to finance it will probably be the biggest debt you ever assume. Months before setting up your list of visits to open houses, see how your credit stacks up so you can take advantage of the best interest rates. A title search is also done to ensure there are no problems with ownership of the property such as outstanding tax liens, judgments, additional mortgages or owners, or anything else that could cause problems in transferring the property to you.

If you're set on locking in with your bank, there's a good chance you'll save more by paying the 3-month interest penalty and changing lenders. Ask the lender to write down all the costs associated with the loan - interest rate, fees, points - and then find out if it will waive or reduce any of the fees or offer you a lower interest rate (or fewer points).

For example, if you're currently in a 30-year home loan at 6%, dropping the rate to 2.75% on a 15-year fixed won't bump your mortgage payment up a whole lot. And mortgage lenders tend to be more sensitive to changes in the marketplace. It sounds like your lender has built the penalty into a new blended rate Some lenders have blend and increases” where you can add new money without losing your existing rate on the old money and without paying a penalty.

These fees may be required for loans insured by federal government housing programs, such as loans insured by the Federal Housing Administration (FHA) or the Rural Development Services (RDS) and loans guaranteed by the Department of Veterans Affairs (VA), as well as conventional loans insured by private mortgage insurance (PMI).

Put simply, not knowing your credit score prior to applying for a mortgage is akin to not brushing your teeth before visiting the dentist. Switching providers can come with a couple of fees - namely a new appraisal fee ($150-500), as well as the costs associated with discharging your mortgage ($5-395) from your current lender.

Brokers can give borrowers access to banks that you may have a relationship with, but offer lower rates. Depending on the size of your mortgage and down payment, these premiums can add $100 to $200 per month or more to your payments. So it's a good idea to obtain a copy of your credit report before starting the home buying process.

Pay as much down as you can - One thing has not changed about lenders - they still love a big down payment. There are various types of variable rate mortgages. The monthly savings gained from lower monthly payments may not exceed the costs of refinancing-a break-even calculation will help you determine whether it is worthwhile to refinance, if you are planning to move in the near future.

Federal regulations require lenders to get back to you within three days with a three-page standardized loan estimate that breaks down the loan terms you might qualify for. When determining how much you can afford homeloan to pay for your home, you must consider your down payment amount, monthly expenses, credit rating, and income.

This month the Reserve Bank of Australia kept the cash rate on hold at 1.5 per cent leaving many fixed and variable mortgage rates around the four per cent mark. Guaranteed Rate offers FHA, VA and USDA loans for borrowers who meet robust guidelines. Some financial institutions will require you to contribute these funds monthly along with your principal and interest payment.

The biggest takeaway is shopping around, since you can't really determine if a mortgage rate is any good without comparing it to others. Paying a lot of money up front for points may not be worth it if you plan on moving in a shorter amount of time. Some financial institutions operate as both lenders and brokers.

Audit Of The Office Of Justice Programs Office For Victims Of Crime Victim Assistance Grants



The Crime Victims' Assistance personnel have the mission and responsibility to treat crime victims with dignity, compassion and respect while providing services related to their need resulting from victimization and interaction with the criminal justice system. 25 If collections in a previous year exceed the obligation cap, amounts over the cap are credited to the CVF, also referred to as the "rainy day" fund, for future program benefits. Information about the Texas Crime Victim's Compensation Fund; payment for a medical examination for a victim of sexual assault, upon request, referrals to social services agencies that provide other types of assistance.

The OVC provides annual funding to support victim-witness coordinators within each of the 93 U.S. Attorney's Offices. Provide quarterly reports studying the effects of the victimization by criminal aliens present in the United States. Workshops, Training & Conferences : Check out upcoming workshops, trainings, and conferences providing resources and information to assist and support crime victims in Illinois.

After the Children's Justice Act, victim witness, and VNS programs are funded, remaining CVF money is distributed as follows: Victim Compensation Formula Grants (47.5%); Victim Assistance Formula Grants (47.5%); and OVC Discretionary Grants (5%). WOMAN: We're able to assist victims with medical expenses, lost wages, dental, funeral expenses, counseling.

Our goal is to ensure safety; help victims of crime mitigate the trauma of crime, navigate the criminal justice system and rebuild their lives. These updates allow victims and their families to exercise their rights to address the court or otherwise participate in parole, clemency, and execution proceedings.

Amounts in the CVF are not appropriated; rather, the CVF is funded through fines and penalties as specified in VOCA. Advocates provide case updates, explain court procedures, answer questions, make referrals and offer other forms of assistance. OVC staff worked to identify the short- and long-term needs of victims and related more info costs, as well as to coordinate its efforts with other federal agencies such as the Federal Emergency Management Agency (FEMA).

Table 6 provides the amount of CVF funding that was allotted to OVC's Victim Compensation Program from FY2012 through FY2016. YCC Executive Director Julee Smith is on the crime victims' office board. Please contact the FBI Office for Victim Assistance (OVA) for more information.

Administering grant funds for community programs working with crime victims. The Commission funds voluntary sector organizations to provide support to victims of crime. Since 1984, VOCA has been amended several times to support additional victim-related activities and accommodate the needs of specific groups of victims, such as child abuse victims and victims of terrorist acts.

WASHINGTON — The Department of Homeland Security on Wednesday announced the creation of an office to help families that have been the victims of crimes committed by undocumented immigrants, part of an effort by President Trump to aggressively crack down on illegal immigration.

WOMAN: The Office for Victims of Crime is a federal agency created by Congress that is a part of the Department of Justice. The OVC also distributes CVF money to specially designated programs, such as the Children's Justice Act Program and the Federal Victim Notification System.

The NOV can answer questions about the Canadian criminal justice system, the federal corrections system and the conditional release system. In addition to the administration of state and federal dollars to provide support for services to victims of crime, OVP conducts a series of Special Projects to improve the continuum of care crime victims receive.

NOW, THEREFORE, I, DONALD J. TRUMP, President of the United States of America, by virtue of the authority vested in me by the Constitution and the laws of the United States, do hereby proclaim April 8 through 14, 2018, as National Crime Victims' Rights Week.

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